Federal Hill Main Street (FHMS) applied for and received Main Street grant funding from the Governor’s Maryland Strong Economic Recovery Initiative (MD-SERI) to provide COVID-19 relief for Federal Hill businesses located within the Federal Hill Main Street catchment area. This need-based grant funding will be awarded through a grant application process that Federal Hill Main Street will administer per the State’s directives. These grants are one-time awards and are not required to be paid back.

The eligibility, documentation, and grant review process are outlined below.

Each applicant must demonstrate a decrease in revenues and/or increase in expenses due to COVID-19 during the time period of March 1, 2020 to December 31, 2020.

The grant application is available online at Federal Hill Main Street (fedhill.org). The completed application must be submitted online by March 31st, 2021 at 11:59 pm.

Information collected during this application process will not be sold or made available to any entity, except for what is required to comply with State reporting for this grant.


All small businesses who meet the eligibility standards for funding are encouraged to apply. A business is eligible for this grant only if ALL of the following conditions are met:

  • Has a physical location within the boundaries of the Federal Hill Main Street catchment area and/or pays a Retail Business District License (RBDL) fee annually to the City. The Federal Hill Main Street catchment area is between S Charles Street and Light Street, bound on the north by Montgomery Street and on the south by Ostend Street.
  • Does all or part of its business transactions on the first/ground floor of the building.
  • Has opened on or before December 31, 2020.
  • Was open some or all of the time from March 1, 2020 to December 31, 2020. Businesses currently closed by State or City mandate during this timeframe are eligible.
  • Is a registered business entity currently in Good Standing with the State of Maryland. If you are unsure of your current status, you can search for your business status here: https://egov.maryland.gov/BusinessExpress/EntitySearch . If you are currently not in Good Standing but have sent all the requested documentation to the State to update your business status, but it has not been processed yet - we will work with you to confirm your eligibility.
  • Has no more than 25 full-time equivalent (FTE) employees. If you’re unsure of your business’s FTE, please use this online calculator: https://www.healthcare.gov/shop-calculators-fte/ .
  • Has suffered demonstrable loss in revenues and/or increase in expenses due to COVID-19 during the time period from March 1, 2020 to December 31, 2020. Revenue loss or increased costs can be documented in many ways, including but not limited to:
    • Loss in Revenue
      • Comparison of 2019 to 2020 utilizing Tax returns, Profit Loss Statement, etc.
      • Gross Receipts
      • Loss of events
    • Increase in Expenses
      • COVID-19 Related Expenses
      • Outdoor Dining (barriers, tables, heaters, tents for outside dining set-ups; walkup windows, lighting, equipment rental)
      • PPE/Sanitation supplies
      • Delivery Charges
    • COVID-19 Hardships
      • Staff Reduction
      • Paid sick leave for COVID19 positive employees
      • Reduced hours
      • State/City Mandated Closures or Restrictions

Please contact Cathy Rosenbaum directly (Cathy@FedHill.org) if you have questions about eligibility or documentation requirements.

Eligible Expenses and Required Documentation to be Submitted with Application:

  • Eligible expenses incurred from March 1, 2020 to December 31, 2020 that have not been reimbursed under other COVID-19 relief funding, include the following:
    • Rent or Mortgage payments
      • Documentation to include minimum of 3 months of rent or mortgage checks, ACH withdrawals or other payment receipts, or copy of lease/ mortgage.
    • Payroll support
      • Documentation to include minimum 3 months of payroll statements/reports, or quarterly payroll tax filings, or 3 months of payroll checks/ACH payments/bank statements. Payroll for W-2 employees and 1099 contractors are eligible expenses.
    • Third Party delivery app fees
      • Monthly statements showing delivery fees paid to third party vendor(s) during the timeframe of March 1, 2020 to December 31, 2020.
  • Additional expenses not covered by other relief grants will be considered on a case-by-case basis.

Scoring Criteria:

FHMS will be administering the grant process. The appointed Grant Committee has developed a transparent, objective, and equitable process to determine grant awards. FHMS cannot guarantee that the full requested amount will be awarded. Applications will be reviewed by the Committee and decisions will be based on the following criteria:

  • Type of Business and whether it has been negatively impacted by State/City COVID-19 restrictions
  • Degree to which business was negatively impacted by COVID-19
  • Amount and timing of COVID-19 relief received to-date
Scroll to Top